Buying a new house is an exciting time, whether you’re buying your first or a new one while you scale the ladder of success. It is, however, a time of great expense, as a house is by no means a cheap purchase.
To make sure your home buying experience is a lot less stressful, and to also be certain that every dollar you’re spending is worth it, here are some useful tips.
Hire a real estate agent
When you’re in the market for a Brisbane house and land, it makes more sense to call a real estate agency than to attempt to do everything on your own. An agent will have a list of properties at the ready, which beats having to drive around looking for “For Sale” or “Open House” signs in a neighbourhood.
You don’t have to worry about all the paperwork because your real estate agent will be happy to do the tedious parts for you. Just make sure to read everything before signing it.
Your agent may also recommend a conveyancing solicitor to make sure the property you are buying has clean papers, letting you avoid any issues in the future.
Visit the property
This is one of the most important parts. Never make an offer on a house if you have only seen pictures online. A trip to the property will help you avoid nasty surprises, such as cheap or broken windows, watermarks on the ceiling, etc. You won’t buy it unless you’re sure it’s what you need, so make an offer when you’re sure it’s what you want. And to determine that, you have to see the house in person, says an expert from Planbuild.com.au.
If you get pre-approved for a mortgage with your bank or loan provider before you even look at houses, you’ll be able to stick to a budget because you already know how much you can afford for the down payment and for the monthly payments. So talk to your provider even before calling your agent or visiting open houses.
These are just some of the ideas you may want to try when you’re ready for that new house. As long as you have a budget and know how to haggle to keep to it, you shouldn’t have a lot of problems.