Monthly Archives: August 2015

Tactics to Speed Up Your PNG Real Estate Sale

Real Estate Sale

Real Estate SaleAs more and more people discover the beauty of Papua New Guinea, the real estate market in the country continues to boom. So, if you have been planning to put your property up for sale, now is the time to do so.

However, despite the increase in the country’s popularity, selling real estate in Papua New Guinea can still be a long and arduous process. There are  plenty of things to do to make a great impression on buyers. Here are three of the strategies to make that sale — fast:

  1. Set the price right – from the start.

Many home sellers from all over the world have this belief that the starting or asking price should be higher so there’s room for negotiation. However, this often leads to difficulties in selling the property, even if its price ends up lower than its value.

Real estate experts from Papua New Guinea’s Niugini Land and Properties recommend deciding on a price that’s just right – not too high or too low. Do this before you begin to advertise.

  1. Beautify your curb.

Curb appeal is one of the first things home buyers look for, so if your home’s exterior needs improving, work on it. In most cases, making changes is not expensive. It can involve a repaint, new sod, hardware replacement or a new door.

  1. Get it advertised as quickly as you can.

Thanks to the World Wide Web, house sale advertisements are no longer limited to newspapers, TVs, radios and flyers. You have the chance to spread the word about your property via online marketing platforms.

By taking advantage of such services, you gain access to more potential home buyers. This will not only help you hasten up the sale, but will also increase your chances of getting the best price.

Implement these tactics and your odds of a quick property sale will be higher.

3 Local SEO Stats Every Business Owner Should Be Aware Of


SEOIt’s important for local business owners to know how important it is for their e-commerce site to rank high in local search results. Because the Internet has become the leading source for consumers to find local business information, not having a strong online presence in terms of local search is highly detrimental in your marketing efforts.

Google conducted a study regarding local search behavior, which revealed that local searchers are highly likely to take action and become paying customers. Below, shares three important local SEO statistics from the said research every business owner should know to improve their existing online marketing efforts:

About 88% of Local Searchers Trust Online Reviews As Much As Personal Recommendations

Local businesses should never neglect the importance of gaining positive online reviews. An increasing number of consumers are using Google to get recommendations and referrals for businesses near them. A great place to start when looking for a place to list your business is by simply searching for your business name and the keywords you believe your potential clients may be searching for. Identify which review sites are most prominently displayed for these searches and start making the necessary changes.

More Than 60% of Local Consumers Have Referred to Local Information Available in Ads

Google also found out that consumers have a clear preference in terms of having ads customized to their surroundings. Their research revealed that about 67% of smartphone users want ads that are customized depending on the city and ZIP code, whereas 61% prefer ads that are customized according to their immediate surroundings. So, when targeting your ads for local consumers, target them by location and use location extensions.

Local Searches Can Lead About 50% Of Mobile Visitors to Visit Brick-and-Mortar Stores Within One Day

Google’s findings also revealed that about 50% of consumers who did a local search using their smartphone also visited a shop within the same day. Also, 34% of those who searched using their computer or tablet also did the same. This shows that ranking in local search has a direct impact on a business’s in-store traffic.

With all this information in mind, it’s important for local business owners to make sure their site and content are optimized for local SEO. Also, their businesses should be listed on local review sites.

Halt Chronic Hepatitis B in its Tracks: Notes before Taking Baraclude

Chronic Hepatitis B

Chronic Hepatitis BHepatitis B is a virus transmitted to your liver via your bloodstream. It can cause liver damage and inflammation.

What is Chronic Hepatitis B?

Once infected with the hepatitis B virus (HBV), some individuals may develop a more persistent infection known as chronic hepatitis B that will require treatment to reduce its activity. HBV treatment goes on for several years and may include an assortment of antiviral medications.

One such antiviral drug is Baraclude, with the generic name Entecavir. This works to stop the virus from further multiplying in your body and improve the functioning of your liver. Only doctors can prescribe Baraclude, and it’s not recommended for children under two years of age.

How to Take Baraclude

Take Baraclude as directed by your doctor. The normal dosage is one tablet daily. Note that the medication comes in two strengths.

Life Relay Health Care Solutions Inc. says when you buy Baraclude in Canada, ensure that you choose the proper strength. On the other hand, if your doctor prescribed the liquid form, follow the dose recommended and use a measuring spoon every time.

For a majority of patients, it doesn’t matter if they take Baraclude on an empty stomach or with food. However, some doctors may advise patients to take the medicine on an empty stomach, meaning that they should take it at least two hours before or after eating. In some patients, Baraclude may lose its effectiveness when taken with food.

Take the medicine at the same time daily to lessen the chance of missing your dosage. When you don’t remember to take the medicine until the next day, don’t take two missed doses. Just take your usual dosage, and if you accidentally take more, notify your doctor and go to the nearest emergency unit.

Statute of Limitations: 2 Years to File Medical Negligence

Medical Malpractice in Colorado

Medical Malpractice in ColoradoThe default mindset when filing a complaint for medical negligence is, the fresher the case, the better. It makes sense since the problem is easier to recall. Nonetheless, some cases can only be determined in the course of time.

There may come a time when a personal injury matures enough to have relevance and the body of evidence becomes fuller. A failed operation, a misdiagnosis or a wrong treatment prescription may fully manifest its side effects only after months or years. For these cases, the law provides ample time for filing on a later date with the help of legal professionals, such as

Time is Up

The maximum period before a person files a lawsuit is the “statutes of limitations”. The limits vary per state.

In Colorado, the limitation is 2 years for medical malpractice, including the discovery rule. This means that a case stays relevant once a claimant realizes the negligence immediately, or until the symptoms or illnesses became apparent.

Barring the Right to Claim

If the lawsuit or claim is not made before the statutory deadline, the right to claim is lost or in legal terms “barred”.

Nonetheless, there are some instances when a case may proceed years after the statutory deadline is over. This may apply to children who have yet to reach eighteen before filing a lawsuit. In this case, the period is extended to allow for their maturity.

A lawyer can explain whether the claimant has enough time left to make the claim worth pursuing. Medical negligence is quite complex and requires professional consultation. Having a lawyer can make the case clearer and help in determining whether there is a case to start with.

Time is of the essence when it comes to filing lawsuits for medical negligence. Making the move early on can provide a stronger case and higher chances of success.

Go Beyond the Distance: Building an International Online Presence for Your Brand


promotionGoing global is easier more than ever because of the many opportunities in the online world. You can build your brand in various countries with the help of online marketing campaigns. If you are seriously considering the option of targeting more countries, you should work with both local and international marketing experts.

The digital marketing experts of recommend the following when going global:

Cultural Idiosyncrasies

You should be aware about the culture of the specific country you’re planning to target. Do they prefer a formal or informal tone with their content? Do they have certain authority figures? Do they want a soft or hard marketing approach? These questions can make your online marketing campaign more effective. Study their local lingos and expressions, as some words may mean something different to them.

Level of Technology

Countries have different approaches in technology. Some countries use laptops and desktops more often than they do mobile phones and tablets. Some have 4G Internet connection speed, while some only have 3G connections. The types of social media sites they use may also vary. Gather information and use this as a guide to know what type of ads you must develop for your online marketing campaigns. For instance, it’s not advisable to use video ads if loading time is slow.

Trending Topics

Working with an SEO agency that handles international campaigns is advisable to keep up with the latest trends in certain countries. Knowing the trending topics will give you a clear view of what the audience finds interesting and humorous; this is a great way to connect with them on a personal level through different channels. When reinforced, this kind of relationship can result in brand trust.

Knowing which countries can appreciate what you’re offering is the first step to success. Once you determine the countries that match your audience demographics, you can move forward with your online marketing strategy.

How Accounting, Legitimes, and Cash Gifts Influence Estate Planning

Accounting. shutterstock_127599866

AccountingEstate planning may seem like tedious work for many, but it is a responsible act towards equitable and efficient distribution of assets. The goal is to make sure all your hard work will be left with the right people. With the assistance of an experienced estate planning attorney in Utah, figure out how the three major factors fall into place.


The first step in estate planning is accounting for the properties you own. You may have full, conjugal, or co-ownership of properties. It’s important you determine your degree of ownership on each property to know if it’s something you can dispense.

Note that accounting involves the detailing of each property. This includes the process of tax planning as well. Strategize how to cut or distribute certain properties to lessen the burden of taxation.


These are the reserved properties under the name and birthright of your forced heirs. Your forced heirs may either be your spouse and legitimate children, your spouse and ascendants, or in the absence of all aforementioned persons, your collateral relatives.

With an estate planning attorney, Utah residents can determine their forced heirs to avoid problems. Remember that in most jurisdictions, the prejudice against one or failure to include one will result in the invalidity of your whole plan.

Devises and Legatees

You also have to consider the number of non-related or non-forced heirs you wish to give gifts of money or properties to. Gifts for non-forced heirs should be given thought because they may involve hefty taxes or other concerns, including the prejudice of a forced heir’s right. Sibling dispute may develop over  estates and trust.

Update your estate plans yearly and consult your attorney for any possible changes that may affect or invalidate the distribution you have set up.

How Industrial Workplaces Benefit from Concrete Floor Coatings

Concrete Floor Coatings

Concrete Floor CoatingsConcrete floors are highly durable, and have been used in both homes and workplaces across the country for many years. However, it is essential for them to be coated for further protection. This is especially true in industrial settings, where there are strict safety regulations and standards that must be followed.

What are the advantages of using concrete floor coatings? Once you have applied a high quality coating, you will see an impressive difference.

Easier Cleaning

Every good workplace considers cleanliness as one of its highest priorities. Dust, dirt, and random clutter can get in the way of productivity, while also being a safety hazard. A coated concrete floor is much easier to clean, and the process takes considerably less time than average.

Superior Durability

Floors have to be strong in factories, warehouses and other industrial settings. With all of the foot traffic and heavy loads that the concrete must endure, floor damage is a very real risk. To minimise wear, a good coating is essential. It will ensure that the floor stays in good condition for years to come. Many kinds even boast some measure of fire resistance.

Accident Prevention

Slipping in some workplaces can easily result in serious injury or even death, especially during busier hours. This not only affects employee morale and productivity, the resulting workplace lawsuit can cost the company a huge amount of money. Thankfully, industrial floor coatings have anti-slipping properties that greatly reduce this risk.

Better Health

As mentioned earlier, a coated floor is easier to keep clean. This is especially important in bigger workplaces, where the sizable floor area can be hard to maintain at times. Dirt resistant coating means that employees will get sick less often, as they have a much healthier working environment.

For any workplace to stay safe and productive, a good floor coating is often essential. Make sure that before any operations take place, you have applied a layer to your concrete floor. It is well worth the cost and effort.

The Fabulous Shopper’s Guide: Where Should You Shop in HK?


ShoppingShopping — the national pastime of locals and tourists in Hong Kong.

Hong Kong serves as the shopping mecca of anyone who enjoys good finds at affordable prices. Millions of visitors annually drop by this shopper’s haven due to its numerous markets, malls and well-stocked boutiques.

If you are itching for a shopping trip, a visit to Hong Kong is worth your while. Any sensible shopper should not miss this shopping haven. After you pack your bags, book into one of Hong Kong’s small hotels and settle in, it’s time to ready your shoes for an unending shopping trip.

Clueless on where you should start? Here are some of Hong Kong’s must-see shopping places:

Tsim Sha Tsui and Harbour City

Tsim Sha Tsui is one of the country’s flourishing shopping districts and recreational areas. The district is the concentration of all shopping malls, stores and restaurants. A number of international brands also group on the streets, especially in Park Lane Shopper’s Boulevard.

On the other hand, Harbour City is famous for being Hong Kong’s largest multipurpose shopping mall, which covers most of Canton Road in Kowloon. It has five parts: Ocean Terminal, the Pacific Club Kowloon, Ocean Centre, the Gateway and Marco Polo Hong Kong Hotel.

Harbour City offers numerous designer boutiques such as Burberry, Ralph Lauren, Louis Vuitton, Prada, Salvatore Ferragamo and Versace.

Jade Market

If you love jewellery and accessories, the Jade Market is your next stop. Located at the intersection of Battery and Kansu streets in Kowloon, this district offers stalls filled with jade items. Tourists must visit the district with a jade expert to avoid counterfeit items.

Stalls commonly sell jade accessories, which include rings, bangles, earrings and pendants. You might also come across odd finds for your souvenirs.

Admiralty, Central and SOHO

Along the East coast of Hong Kong lie the neighbourhoods of Admiralty, Central and SOHO. With glamorous and fully-stocked malls and boutiques, shoppers would get their sport done. This shopping neighbourhood also serves as the major concentration of high-fashion luxury goods.

Hong Kong is every shopper’s paradise, especially if you know where to go. So, ready your feet for an all-day shopping bonanza at Asia’s shopping mecca.

Saving Your FHA Loan with Streamline Refinance

Home Loan in Utah

Home Loan in UtahIf you’re having trouble with your current FHA home loan, you may be eligible for refinancing through FHA streamline refinance. Just like any other mortgage refinances option, you must qualify before you get an approval for FHA streamline.

Getting an approval gives you more opportunities for an excellent deal. Unlike other refinancing options, the FHA streamline refinance mortgage allows you to take out a new FHA mortgage without submitting assets and income documents and conducting a home appraisal.

In addition, taking out current FHA loan provides lower rates. According to City Creek Mortgage, “An FHA variable rate loan gives you the benefit of today’s low interest rate, while easing up on qualification requirements. FHA home loans are government insured, which mitigates loan risks for lenders.”

The Process for FHA Streamline Refinancing

To qualify for this refinance program, you must meet the following requirements:

  • Have a current FHA home loan
  • Actively paying monthly dues for the last 12 months in full and on time
  • A FICO credit score of 620 and no less, though some lenders may require a 640 or 680
  • Have not refinanced within the last 210 days

Not all lenders have the same requirements. If you don’t qualify for one lender, find another one.

Other Necessary FHA Loan Requirements

Moreover, you should comply with the FHA requirement “net tangible benefit.” It should state that by refinancing, you avoid increasing mortgage rates in the future or lessen monthly mortgage payments, which includes the interest, private mortgage insurance, and principal.

Even though homeowners pay PMI premiums on their FHA loan, they still have to continue paying their dues with the new FHA streamline refinance loan. In addition, based on the date you got your new FHA loan, the insurance premiums may be relatively higher and forego any reduction on payments; however, you get a much lower interest rate.

Exterior Wall Cladding: Improving Home Appeal with Palliside Cladding

wall cladding

wall claddingExternal wall cladding has a range of practical uses and applications for your home, with the most notable being a layer of protection against the elements. Aside from protecting the outside walls of your house from the debilitating effects of water damage and sunlight, it is also an affordable way to improve its curb appeal.

Compared to whitewashing walls, cladding is a more permanent solution that lasts a long time, and is ideal for Australia’s harsh climate.

Improving home appeal notes that while most external house cladding is made of brick, timber and PVC, they are now usually composed of a combination of different materials due to the growing demand of cladding that is both aesthetically pleasing and functional. Palliside cladding is the most popular, is one of the most durable types, surpassing both vinyl and aluminium in handling the harsh climate of Sydney.

This type has a visually appealing side, and facades that feature different variations of Palliside cladding is growing in popularity as a more contemporary design. It not only helps makes the exteriors of the house stand out, the different colourations and designs help break away from the monotony of plain white expanses.

Superior resistance

Evolving trends in wall cladding have led to the availability of wide range of materials as well as installation methods. High performance finishes are now necessary to ascertain the structural integrity of the cladding material, retain colour, and resist the damaging effects of ultraviolet rays.

Installing these products is also easier now and many prefinished cladding are readily available and easy to purchase. These come in different designs, which give you the option to choose among which one suits the exterior walls of your house best.

Although there are a myriad of different cladding types, Palliside Cladding still stands out as one of the most reliable types due to its superior resistance to weathering, as well as mechanical damage and insect infiltration. Since it is better suited to resist harsh weather conditions, it also doesn’t require that much maintenance.

If you are looking for wall cladding that can stand Australia’s harsh weather conditions and enhance your home’s appeal, Palliside cladding is the superior solution. It’s the smart investment choice if you want something that lasts long and looks good.